Nikolaishvili A.
Agro Insurance Case Regulation Manager of JSC “Insurance Company Aldagi”,
PhD student at STU

Abstract
Insurance is a risk management financial instrument that involves the transfer of risk in whole or in part to an insurance organization.
Agro Insurance is a specialized and complex group of insurance, which includes the insurance of crops, livestock, aquacrops and greenhouses.  The origin of agro insurance was facilitated by the disruption of agricultural  activities by  unfavorable climatic conditions.
The main goal of agro insurance is to protect farmers and stabilize their income, so that their activities continue uninterrupted for years.
Crop insurance in agriculture is of great importance. The implementation of the agro insurance program is very relevant and vital for the farmer. The development of agro insurance will contribute to the economic growth of the country and increase the well-being of the population.
That is why it is of great importance to correctly assess agricultural risks and properly conduct the underwriting process.

Keywords: Insurance, Pool, Underwriter, Farmer, Risk.